Real estate appraisal services for homeowners in the city of Charlotte and Mecklenburg County

Check out the top 7 reasons why North Carolina homeowners call on Walker & Associates:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge Mecklenburg County's assessment of your property
To lower a mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a divorce in the state of North Carolina, where real estate needs to be divided
To settle an estate in Mecklenburg county or North Carolina by determining the true market value of the property in question


	Need help deciding the price of your home in or near Charlotte, North Carolina? Contact Walker & Associates.

At Walker & Associates, we understand the special needs of a homeowner after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Walker & Associates will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value judgement than yours.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if your house not appreciating as much as other houses close to yours. That means you're most likely paying more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Walker & Associates is your best weapon.

PMI Removal Appraisals

A fashionable way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experienced in helping consumers just like you dismiss unneeded and unwanted PMI insurance.

Recently got a freeze to your HELOC?

If your property is near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. Walker & Associates can provide you with an expert appraisal to help you reinstate your home equity line of credit.

We Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for preciseness? In a field review we'll go out and check the subject and comps. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.